First Home Buyers
Buying a home for the first time may seem daunting, but with Mike Whittaker Mortgages, you can be assured that the process is easy and rewarding. We can help you take out a mortgage loan that is right for you and your lifestyle, and help with any questions you may have — we do it all for you so you can enjoy the home of your dreams.
For first-time buyers, we typically advise to start saving early and decide on how much you can afford with your budget. This will help you save on bad credit, making the mortgaging process easier for everyone. Real estate websites are a great way to check how much properties are worth in other areas, but if you’re set on a singular property, we can help you consider resales or renting potential.
When mortgaging with us, we like our customers to feel comfortable expressing their concerns, queries and even suggestions. Our repayments are affordable and simple to process, and offer no additional payments for rates or negotiations. Because of our strong relationships with all the major banks in Parnell, we can help you get the best possible mortgage loan for you and your family. We have a full range of finance solutions to help you cover costs, repayment schedules and offer no fixed interest rates.
Best of all, our service is free to all New Zealanders when they consult in store or over the phone. This is so first-time buyers can save money that they could be putting towards repayments, instead of spending on additional interest fees. Our high quality work can get your loans sorted before you know it.
We have a simple step-by-step process designed to make your first buying experience effortless, including helping you budget, going through each option on the New Zealand market, and working through a mortgage plan that’s right for you.