Mike Whittaker Mortgages was founded in 2005 with one clear goal: to help New Zealanders achieve home ownership by providing expert mortgage advice backed by exceptional customer service.
More than two decades later, that commitment remains the same. We pride ourselves on delivering honest, straightforward advice and building lasting relationships with our clients. Much of our business comes from repeat clients and referrals—a reflection of the trust we’ve earned over the years.
With 21 years of experience as a mortgage adviser, Mike Whittaker has developed strong relationships with all the major banks and many non-bank lenders throughout New Zealand. His focus is simple: finding the right lending solution for every client, whether you’re buying your first home, refinancing, investing, or building your property portfolio.
Mike understands the lending journey because he has lived it himself. As a property investor who owns seven properties with lending across multiple banks, he brings practical, real-world experience to every client conversation. He doesn’t just talk about property investing—he has done it himself.
Mike’s dedication and work ethic were shaped long before his mortgage career. Coming from a competitive rowing background, he began training at 5:15 a.m. from the age of twelve as a coxswain. His achievements include:
That same determination and discipline now go into every mortgage application. Mike is committed to giving every client the best possible chance of approval while making the lending process simple, stress-free, and easy to understand.
Whether you’re purchasing your first home, upgrading, refinancing, or investing, Mike is passionate about helping you achieve your property goals.
Mike Whittaker Mortgages Ltd (FSP777011), trading as Mike Whittaker Mortgages, is a licensed financial advice provider.
Mike Whittaker is a Licensed Financial Adviser and holds Financial Service Provider registration number FSP151244. The business has been licensed by the Financial Markets Authority (FMA) since March 2021.