21 Years. Thousands of Happy Clients. One Passion.
Mike Whittaker Mortgages
Your Trusted Mortgage Specialist in New Zealand
For over 21 years, we’ve been helping Kiwis achieve their property dreams. Whether you’re buying your first home, upgrading to your next home, investing in property, or refinancing your existing mortgage, we’re here to guide you every step of the way.
We specialise in:
First Home Buyer lending
Home loans and refinancing to another bank
Investment and rental property finance
Commercial lending
Personal loans
Green home loans from New Zealand’s major banks
Every client’s situation is different, so we take the time to understand your goals and recommend the lending solution that’s right for you.
Mortgage Advice Made Easy
At Mike Whittaker Mortgages, we believe getting a mortgage shouldn’t be stressful. We make the process simple, explain everything in plain English, and work hard to secure the best outcome for you.
Meet with us however suits you:
Zoom
Phone
In person at our offices in:
Parnell
Auckland CBD (Marriott Hotel)
Ellerslie
Waipu
Our Service Is 100% FREE
You don’t pay us a cent. Our commission is paid by the bank once your loan settles, so you receive professional mortgage advice at no cost to you.
Ready to Get Started?
Book your free consultation online or call or text 021 579 324 today.
We’ll help turn your property goals into reality.
Kiwis Love Working With Us
⭐ Over 351 Google Reviews
See why hundreds of New Zealanders have trusted Mike Whittaker Mortgages to help them finance their homes, investment properties, and businesses.

Every Type of Lending. Every Stage of Your Property Journey. At Mike Whittaker Mortgages, we help clients with every type of lending, including: • First Home Buyers • Buying and selling to upgrade to your next home • Investment and rental property finance • Refinancing and debt consolidation • Commercial lending • Construction and green home loans With over 21 years of experience, we've built strong relationships with all of New Zealand's major banks and lenders. We work directly with dedicated banking teams, giving us access to the right people when it matters most. When a loan is challenging, experience makes the difference. Our strong banking relationships and in-depth knowledge of lender policies mean we're often able to secure approvals where others have been unsuccessful. Book a Free Consultation Choose the option that suits you: • Phone consultation • Microsoft Teams or Zoom meeting • Meet in person at our Ellerslie office • Visit our Waipū office, conveniently located behind Morris & Morris on the main street We also offer Saturday morning appointments by arrangement, making it easier to fit your mortgage planning around your busy schedule. Book your free consultation today and let Mike Whittaker Mortgages help make your property goals a reality. Book your free consultation today and let Mike Whittaker Mortgages help make your property goals a reality.