If you choose to meet with a lawyer, you want to make sure you’re making the most out of your initial meeting.

Preparation is important. This will ensure that you get all of your issues out on the table and provide the lawyer with the information needed to advise you about your case. At MW Mortgages, we recommend writing down or bringing any information that you deem important or relevant, including key dates and court letters.

Buying your first home can be really exhilarating but also a daunting process! Our aim is to aid and guide you to give you support and make sure you’re feeling secure. At MW Mortgages, we want to ensure that you receive the best possible help with your first home ventures, whether that be you’ve signed the agreement or just starting to house hunt.

As your property process progresses, we will further advise you on the Agreement, Title, LIM Report and other property documents. We can assist you if you are withdrawing your Kiwisaver, too.

If you’re selling your property through a real estate agent, we do not often get involved until there are signed contracts and other documents in place. If you want us to read any documents before you sign, we are happy to do so.

You can buy a business through one of two ways, through the business owner themselves or through a business broker who acts on behalf of the business owner. It’s important to act with due diligence when looking to buy a business, as it can be a financially rewarding decision or it can end up costing you money.

Usually, lawyers would look over any legal documents and accounts from the business to verify it is all in order and to advise you to ensure you are making the best decision possible.

A home loan pre-approval gives buyers an idea of a potential price range so you can house hunt, or plan your new build with an approximate price in mind.

To be eligible for the KiwiSaver First Home Withdrawl Scheme you must:
Have been a member of KiwiSaver for a minimum of three years;
Be with a KiwiSaver provider that allows saving withdraws and;
That you intend on living in the property for at least six months;
If you are eligible to withdraw from your KiwiSaver, you might be eligible for a first home grant of up to $20,000.00 from Housing New Zealand. This is known as the Home-Start Grant;
We highly recommend contacting your Kiwisaver provider to see if you are eligible to make withdraws and to check their withdrawal policies.

Banks have different policies and tolerances when it comes to getting a mortgage. We find our clients can get frustrated when they can’t find a bank that suits their needs.

Consulting with MW Mortgages will make this a seamless process, outlining different banks and policies for you. Ultimately, saving you time and money. With MW Mortgages, this process isn’t complicated.

Usually, banks offset your money from various accounts. Some of our clients have found it difficult to keep track of multiple accounts, to find how much interest they are charged with or if it is being offset. Contact us to see how we can help you manage this.

If your question is not shown nor answered on this page, please contact us and we will assist you.

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Customers Love Us

  • 5.0 Rating
  • 407 Reviews

G. MCNABB, 2019 If it wasn’t for Mike & his team I wouldn’t be sitting in the kitchen of my first home writing this review. Buying this house was easily the most stressful thing in my life & Mike made it easy the whole way. He knows the right people and the industry inside out. Suggesting the right options and strategies to get our loan across the line. Thanks again Mike, really appreciate all you have done for us!

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Customers Love Us

  • 5.0 Rating
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D. Pemberton, 2022 Thank you so much Mike, Julie and the team. Highly recommend. They are a well oiled machine with so much knowledge. The relationship they have with banks and lenders is invaluable. I have no hesitation in recommending their service. Thank you for helping us to secure our home.

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Customers Love Us

  • 5.0 Rating
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G. Nihotte, 2022 The team at Mike Whittaker Mortgages has made the buying process for me super simple and easy. They were always friendly and helpful, especially to answer any 'silly' questions I had being a first home buyer and new to the process. Their online tools were easy to use and understand. Thank you for helping me achieve my goals and making it so seamless!

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Customers Love Us

  • 5.0 Rating
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A. Hernandez, 2021 We met Mike through a friend. I still couldn’t believed how fast we were able to secure our first home. Mike and his team were all very helpful throughout the journey. He made things possible for us. He would answer my texts or dumb questions even on a weekend. There were times my anxiety level was at its peak but we chose to trust Mike and now we are home owners. Its like, whenever he says anything, just gotta trust him be because he will make it work! And if he say he’s gonna make it work, its gonna work!! Thanks again Mike and wonderful team!! Now I have been recommending Mike to my friends!! Highly recommended!!

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Customers Love Us

  • 5.0 Rating
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S. Miranda, 2022 Mike and his team were professional from the outset. I was put in touch with Mike after another well known mortgage company (squirrel) failed to communicate or even make contact with me about my application. It would have been easier to get an appointment with the Prime Minister I reckon!!! Communication and patience is paramount given that we were in lockdown and full marks to the team in this respect. My loan was approved within 5 days and he was able to secure a slightly better interest rate and he worked around my circumstances to ensure it was done in time for auction day. Thanks MW and will be in touch down the line....

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Customers Love Us

  • 5.0 Rating
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R. Davis, 2021 Mike worked personally with us on a complex mortgage and achieved the best outcome possible with very competitive interest rates. We placed our trust in Mike and his assistant Julie and they delivered. This is the second time Mike Whittaker has helped us achieve a beneficial outcome. Mike is incredibly experienced and delivers what he says. He certainly walks the talk. I’m sure we will use his services again. Thanx Mike , Julie and the team.

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Customers Love Us

  • 5.0 Rating
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A. Bird, 2021 The team at Mike Whittaker Mortgages are the best in the business. Straight forward communication, easy to deal with - and always great outcomes. They have worked with us on a number of financial transactions over the past few years, and having a team who understands what drives you and your goals means they give you the right advice and guidance every time. In all our dealings, we feel like we are the only customer that the team are working with - totally connected with us - awesome team, thank you

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Customers Love Us

  • 5.0 Rating
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N. Bond, 2021 Mike Whittaker mortgages were absolutely amazing. The team have finally allowed me to live my dream of purchasing a property. They were extremely responsive, effective and efficient and took all the worry out of the process. Thank you so much Mike and team, cant wait to do business again in the future :-)

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Customers Love Us

  • 5.0 Rating
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S. Kirsop, 2021 Mike and his team were unbelievably helpful throughout the purchase of our new home. He worked above and beyond to ensure all requirements were met on time and even avoided some unwanted costs in the process. They remained transparent and easy to communicate with throughout the process and I cannot recommend his teams services enough. Thanks heap!

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Customers Love Us

  • 5.0 Rating
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J. Dawkins, 2021 Highly recommend Mike and his Team. We had very limited knowledge of the mortgage process heading into buying our first home - Mike and his team were great in making the process a smooth as possible and securing us a better outcome then we had anticipated. A friendly hands-on team who are there to help and make the journey enjoyable - Cheers Mike.

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Customers Love Us

  • 5.0 Rating
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S. Manoharan, 2021 Mike and his team were professional, informative and very helpful when guiding us through the house buying process and into our first home. Mike was always very quick to answer our questions, even on weekends! It was a real pleasure to work with MWM and we highly recommend them to anyone who is looking to buy a house.

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Customers Love Us

  • 5.0 Rating
  • 407 Reviews

K. Blenkinsop, 2021 Mike and his team were fantastic and supportive throughout the entire process, from dealing with the bank to assisting with valuations, builder’s reports etc. We highly recommend their services (and have already recommended to all our soon-to-be first home buyer friends). We look forward to using them again for future purchases. Thanks for helping us into our new home!

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Customers Love Us

  • 5.0 Rating
  • 407 Reviews

C. Butler, 2021 Mike and his team were amazing in helping us get into our first home. Mike was always quick to respond to any questions we had and made the entire process very easy for us. We highly recommend Mike and his team and will definitely be using them again in the future.

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Customers Love Us

  • 5.0 Rating
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D. Saini, 2021 Mike & his team @ Mike Whittaker Mortgages are very professional and very easy to deal with. Special mention to Julie, who kept us informed all the times. They provided continued support and helped from the start to finish in our new home, when I bought last year and they went a step further, when they got us a great deal after refinancing & also got us Cash Back this year. We couldn't have done this without the help and support of Mike & his fabulous team. We highly recommend MW Mortgages. Everything happened faster than we ever expected. Thanks a lot Mike & Team

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Customers Love Us

  • 5.0 Rating
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L. Kilduff, 2020 Mike and his friendly team were fantastic from the moment we got in contact. We had a few hurdles to get through but Mike and his team worked hard to make our dream a reality. Always available to answer our calls and emails, the service they provided us was great! We highly recommend Mike Whittaker Mortgages and will continue to call upon their expertise. Thank you for all your support and for helping us get our first home! :)

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Customers Love Us

  • 5.0 Rating
  • 408 Reviews

Norman Chirindo 2022 Mike and his team exceeded expectations. They use a fantastic customer relationship management (CRM) system, are friendly, knowledgeable, and provided a quick turnaround to my application. I highly recommend Mike Whittaker Mortgages.

Customers Love Us

Customers Love Us

  • 5.0 Rating
  • 409 Reviews

Nicole Mudgway 2022 The team at Mike Whittaker Mortgages made getting a mortgage seem easy! While we had no idea what was going on or what to expect, Mike and Julie were always only a call away to deal with our numerous questions. With Mike's help, we were able to secure a mortgage with one bank at rates that were offered by a competitor bank. We are grateful for their work!

Customers Love Us

Customers Love Us

  • 5.0 Rating
  • 410 Reviews

Simon c 2022 Really impressed with Mike's knowledge and customer service. Sat down with us, went through what we were looking for, kept us constantly updated with progress and has attention to detail. Really personable and easy to deal with.

Customers Love Us

Customers Love Us

  • 5.0 Rating
  • 411 Reviews

Alison Greenaway From the start Mike and his team were prompt and friendly. Mike understood the challenges of my situation as an aging (not millennial) first home buyer. He saw the obstacles to getting a home that I was facing and helped me navigate them. He was knowledgeable, and pragmatic. A job well-done!.

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    PARNELL, AUCKLAND
    WAIPU, NORTHLAND

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